Solutions
Fintech
Payments, lending and digital banking platforms for the Kingdom’s fastest-growing financial ecosystem.
- SAMA Open Banking
- mada
- SADAD
- Nafath
- Simah
- AML / CFT
- PCI DSS
- PDPL
The Saudi context
A cashless Kingdom, led by regulation and innovation
Saudi Arabia’s Financial Sector Development Program and SAMA’s open banking and sandbox initiatives have opened the door for new payment, lending and wealth propositions. Customers expect instant, mobile, Arabic-language experiences that run on mada, SADAD and the national instant-payment rails.
We help licensed institutions and start-ups build secure, auditable products that meet regulatory expectations from day one, and that scale.
Capabilities
What the platform covers
Digital wallets & payments
Wallet, card and account-to-account flows with mada, SADAD and instant-payment connectivity.
Lending & BNPL engines
Origination, credit decisioning, scheduling, collections and Shariah-compliant product structures.
e-KYC & onboarding
Identity verification with Nafath and national identity sources, with AML/CFT screening built in.
Open banking
Account information and payment initiation APIs designed around SAMA’s Open Banking framework.
Fraud & risk
Real-time rules and scoring, device signals, case management and full audit trails.
Reconciliation & reporting
Automated settlement, ledgering and regulatory reporting with Arabic statements.
Product tour
See how the platform looks in daily use.
- Faster time to marketReusable, pre-hardened building blocks shorten the path from concept to licensed launch.
- Trust from day oneSecurity, audit and controls that satisfy regulators and enterprise partners alike.
- Experiences customers adoptNative Arabic, instant flows and clear language drive activation and retention.
Outcomes
What changes for your organisation
Integrations are delivered subject to the relevant authority’s onboarding and approval processes. Names of third-party systems belong to their respective owners.
FAQ
Common questions
Can you help us prepare for SAMA licensing or sandbox entry?
We build the technical foundations, such as controls, audit trails and reporting, that regulators expect. Licensing itself remains between you and SAMA.
Which payment methods are supported?
Designs commonly include mada, SADAD, cards, wallets and instant transfers. The exact set depends on your licence and acquiring partners.
How do you handle fraud and AML?
Real-time rules and scoring, case management and screening are built in, with every decision recorded for audit.
Ready to scope this solution?
A short discovery call is the fastest way to map your requirements and regulatory obligations.